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World Savings Bank – An Overview



The World Savings Bank is one of the largest and most popular banking institutions in the United States. It witnessed a recent merger with Wachovia, the fourth largest bank holding company in the region, apart from being a Fortune 500 company.

Wachovia and the World Savings Bank recently had a merger, with an aim to diversify the services offered and provide a more vast range of products to its customers.

The Services

From retirement benefits to savings schemes, the World Saving Bank offers vast range of services, as a part of the banking giant, Wachovia.

The retirement savings plan, one of the most coveted products offered by the unit, is also the most sought after service. In addition to a number of plans, the scheme also offers expert guidance to its customers, helping them decide on the right kind of the plan to suit their retirement needs. The facilities offered for the purpose include savings accounts, money market account, CDs, IRAs and the like.

As a part of Wachovia, the World Savings Bank also offers lucrative options to its customers to attract a greater number of savings. The unit offers premium savings plans that offer attractive interest rates and other such schemes to attract investors. The likes of a high performance money market account allows you to earn a good rate of interest, simultaneously also allowing you complete and convenient access to your money, which is not the case with many of the other savings accounts offered by some of the banks.

Another important offering from the World Savings Bank, Wachovia, is the Certificates of Deposits or CDs, having a dramatic effect on your portfolio. These plans offer a guaranteed rate of interest, along with the flexibility to choose a term that fits in with the investment needs as well. The Health Savings Account (HSA) offered by this service provider also finds a large number of takers. This type of an account lets you save without incurring any taxes, covering a large series of qualifying medical expenses, provided you participate in a high deductible health plan.

The categories of Individual Retirement Account CDs (CD IRAs) are also one of the highly sought after services of the unit of World Savings Bank with Wachovia. This facility is known for the predicable rate of interest it offers and a stable principal, helping the customers estimate the potential earnings quite accurately.

In addition to offering such premium services, the World Savings Bank unit of Wachovia also offers helpful customer tools such as a savings comparisons chart and list of key guidelines to help you decide on an appropriate saving plan.